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Available Types of Aid

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The Community College of Rhode Island offers financial assistance to students who might otherwise be unable to further their education without such support. Depending on the type of aid, eligibility is based on one or more of the following criteria: financial need of the individual (in the case of dependent students, family need is used), educational costs, academic program and availability of funds.

Federal Pell Grant

A federal grant awarded when the student does not have a B.S./B.A. degree equivalent. Awards are based on students’ enrollment status and their expected family contribution. Awards for full-time students range from $657 to $6,195 per academic year.

Federal Supplemental Educational Opportunity Grant (FSEOG)

A federal grant that is awarded when a student demonstrates exceptional need and does not have a B.S./B.A. degree or equivalent. The award amount is $150 per semester; students must be enrolled in a Title IV eligible program, priority is given to students enrolled in at least six (6) credits.

Federal College Work-Study Program (CWS)

A federal work program that provides jobs to help pay for educational expenses. This program encourages community service and work related to the student’s course of study. Students will be paid at least the federal minimum wage and can work up to 15 hours per week. To qualify, students must demonstrate financial need. Students must be enrolled in at least six (6) credits.

Student Help

A CCRI institutional non-need-based student work program on campus. Student will be paid at least the federal minimum wage and can work up to 15 hours per week. Students who are not eligible for need-based FWS work may be considered for the Student Help program. Students must be enrolled in at least six (6) credits.

Rhode Island Supplemental Grant (formerly RI State Grant)

Pell Grant recipients, who are RI residents, enrolled at least half time (6 credits,) in need of additional free aid to pay for tuition and fees may be awarded the RI Supplemental Grant. The grant may be prorated based upon students’ enrollment status when considering the amount of grant to be awarded. The amount of the grant awarded will be reflective of all free aid and waivers received.

CCRI Grants

CCRI institutional grant for students enrolled in an eligible certificate or degree-granting program. Student must be enrolled for at least six (6) credits each term and meet certain eligibility requirements.

Emergency Grants 

Grant Applications are reviewed on a rolling basis. Students will be notified via email if approved. 

Emergency Grants are available through the Higher Education Emergency Relief Fund (HEERF) to help students who are facing financial emergencies that are resulting in a barrier to continued college enrollment and completion. The Emergency Grant helps with expenses such as books, educational supplies, food, transportation, housing, daycare, medical expenses and other unforeseen costs. Students may also request assistance for tuition and fees that are not being covered by all other available state and federal programs. Written authorization must be provided for funds to be applied to outstanding CCRI billed charges. Funds are limited in availability, and students who file a Free Application for Federal Student Aid (FAFSA) and have an Expected Family Contribution (EFC) of $15,000 will be given priority.  Other students will be considered based on their submission of documented emergency expenses.  Applications will be reviewed on a rolling, first-come, first-awarded basis. Grant amounts will generally range between $200-$1000, with greater amounts being provided only in the event of extenuating circumstances. All CCRI students enrolled since the beginning of the federal emergency on 3/13/2020 may apply and be considered for this assistance. 

Technology Grants 

Grant Applications are reviewed on a rolling basis. Students will be notified via email if approved.

The Technology Grant helps students with expenses such as laptops, internet access and other unforeseen costs related to remote learning. Most eligible students will receive laptops through the CCRI Bookstore. In the event that we do not have enough laptops available, refunds will be sent to students to allow them to purchase their own computers. Once approved, recipients will receive more details. Funds are limited in availability, and students who file a Free Application for Federal Student Aid (FAFSA) and have an Expected Family Contribution (EFC) of $15,000 will be given priority.  Other students will be considered based on their submission of documented emergency expenses, and will be reviewed on a rolling, first-come, first-awarded basis. Students are generally only considered for one Technology Grant per academic year.

Comeback Scholarship

Grant Applications are reviewed on a rolling basis. Students will be notified via email if approved.

The CCRI Comeback Scholarship helps students who are facing an unexpected financial emergency that is creating a barrier to continued college enrollment and completion. The Comeback scholarship assists students who were previously enrolled at CCRI to return in order to complete their program of study. If approved, students will receive assistance in an amount to cover the tuition and fee costs for up to two college courses after all other available state and federal funds have been exhausted. Funds are limited in availability, and eligible students with an Expected Family Contribution (EFC) of $15,000 and under will be reviewed on a rolling, first-come, first-awarded basis. Students who have not previously earned a bachelor's degree are eligible to apply.

 

Scholarships

Awarded by the CCRI Foundation to assist incoming, continuing, graduating and transferring students in meeting their financial needs. More than 70 scholarships, which are need-based and/or merit-based, are awarded to deserving students each year. For detailed information please visit www.ccri.edu/foundation/scholarships/.

WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM

Federal Direct Subsidized Loan

Need-based, federally subsidized loans with a fixed rate of 4.53 percent for undergraduate students. Repayment is deferred until students graduate, withdraw or enroll less than half-time. Interest is paid by the federal government until students graduate, withdraw or drop below half-time enrollment. An origination fee is charged at disbursement.

Federal Direct Unsubsidized Loan

Not based on need. “Unsubsidized” means the interest is not deferred while in school. However, repayment may be deferred until after students graduate, withdraw or drop below half-time enrollment. Unsubsidized loans have a fixed interest rate of 4.53 percent. An origination fee is charged at disbursement.

Federal Direct Parent Loan for Undergraduate Students (PLUS)

PLUS loans allow parents of dependent undergraduate students to borrow up to the cost of education minus other financial aid. There are no aggregate loan limits. The program has a fixed interest rate of 7.08 percent. An origination fee is charged at disbursement.

View more information on Federal Direct Student Loans at the Community College of Rhode Island here.

PRIVATE EDUCATION LOANS

Private education loans are an alternative financing option to cover costs associated with attending college. These are typically credit-based educational loans that are provided through various private lenders or state loan authorities. Since these loans are credit-based a credit worthy U. S. borrower is required, and many times a co-borrower is necessary.

View more information on Private Education Loans at the Community College of Rhode Island here.

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