Employee Benefits
Eligible employees, those employees on the State Bi-Weekly Payroll working at least 20 hours per week, are provided a wide range of benefits. Benefit eligibility is dependent upon your position classification and the stipulations of your collective bargaining agreement.
Upon hire, a representative from Human Resources will schedule a one-on-one benefits counseling session with each new employee. This counseling session is geared to review the benefits for which the employee is eligible, to give in-depth details about each of these benefits, and to provide an opportunity to process the appropriate paperwork to initiate those benefits that best meets the employee's needs.
Health Benefits
| Insurance Type | Description |
|---|---|
| Medical | The State of Rhode Island offers eligible active employees three medical plans – Anchor, Anchor Plus and Anchor Choice with HSA. All plans are administered by Blue Cross & Blue Shield of Rhode Island (BCBSRI). Coverage for participating employees is effective on the first day of state employment. |
| Dental | The State of Rhode Island offers eligible active employees three options for dental coverage—Anchor Dental, Anchor Dental Plus and Anchor Dental Platinum. All plans are administered by Delta Dental of Rhode Island. Coverage for participating employees is effective on the first day of state employment. |
| Vision | The State of Rhode Island offers eligible active employees two options for vision coverage—Anchor Vision and Anchor Vision Plus. Both plans are administered by the Vision Service Plan (VSP). Coverage for participating employees is effective the first day of state employment. |
| Prescription Coverage | The State of Rhode Island's prescription plan is administered by CVS Caremark. Prescriptions can be filled at any in-network pharmacy. Prescription Coverage is provided to all eligible employees who enroll in Medical Insurance. Coverage will be effective on the date of hire or the first day of the semester for faculty members. |
| Benefits Continuation (COBRA) | The federal Consolidated Omnibus Budget Reconciliation Act (COBRA- Public Law 99-272, Title X) gives employees and their qualified beneficiaries the opportunity to continue health insurance coverage when a "qualifying event" would normally result in the loss of coverage. Some common qualifying events are resignation, termination of employment (for other than gross misconduct), or death of an employee; a reduction in an employee's hours or a leave of absence; an employee's divorce or legal separation; and a dependent child no longer meeting eligibility requirements. Federal regulations specify that the employee is responsible for notifying the employer of a qualifying event within 60 days of such event. |
| Bi-Weekly Co-Shares | Non-Classified Faculty and Staff Classified Union and Non-Union Employees (26 pay periods) Classified Union and Non-Union Employees (20 pay periods) |
| Medicaid and Children's Health Insurance Program (CHIP) | If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medicaid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. |
| Healthcare Exchange Notice | Even if you are offered health coverage through your employment, you may have other coverage options through the Health Insurance Marketplace (“Marketplace”). To assist you as you evaluate options for you and your family, this notice provides some basic information about the Health Insurance Marketplace and health coverage offered through your employment. |
Retirement Benefits
| Type | Description |
|---|---|
| Retirement Benefits Summary |
CPE (participants in the 403(b) alternative retirement plan) ERSRI |
| 457(b) Deferred Compensation Plans | Eligible employees of the Community College of Rhode Island may choose to participate in a Deferred Compensation Plan over and above their regular retirement plan. Since this plan is tax-deferred, salary reduction contributions and earnings are taxable as income when you receive them. Most state and local taxes are also deferred until benefits are received. When you elect to participate, a portion of your salary is set aside (on a pre-tax basis) to save toward supplementing your primary retirement plan and social security. This plan is available to all state employees who are eligible for benefits. A minimum contribution of $25.00 per pay period is required for non-classified employees or $10.00 if you are a state classified employee. Office of Post-Secondary Commission employees (non-classified) are able to contribute to the 457(b) with TIAA. All State employee are eligible to set up an account through Fidelity, VOYA, and TIAA. Each of these carriers offers a variety of investment options from which to choose. To start contributing to the State’s 457 Plan, or to change your current contributions, you must log in to your Retirement@Work account. |
| Council on Postsecondary Education Medical Retirement | The Council on Postsecondary Education (CPE) has established a health care insurance coverage plan for employees participating in the CPE Alternate Retirement Plan upon their retirement. This includes employees who are eligible to participate in a CPE Alternate Retirement Plan (ARP) retirement plan sponsored through TIAA. |
| Phased Retirement Program for Faculty | Phased-In Retirement is defined as a period of part-time employment preceding retirement. The program includes a pro-rated salary equivalent to the appropriate percentage of full-time work, continued available group health insurance coverage, and continued pro-rated contributions to the employee's Internal Revenue Code §403b retirement plan. |
| Retirement Savings Plans |
CPE *Non-classified employees who are members of the ERSRI at the time of employment at
the Community College may elect to remain in the ERSRI if they so choose. ERSRI |
Disability and Insurance Benefits
| Type | Description |
|---|---|
| Legal Insurance | CCRI employees may opt to purchase legal coverage. Hyatt Legal Plan uses a national network of attorneys to assist individuals with legal questions or problems including but not limited to: adoptions, defendant civil action, estate administration and estate closing, guardianship/conservatorship, juvenile court proceedings, matrimonial matters, motor vehicle license suspension, and wills/trusts. |
| Life Insurance | Eligible employees may purchase Basic Life Insurance, Accidental Death & Dismemberment Insurance (AD&D), and Supplemental Life Insurance. Employees who choose to participate in one or more of these plans will have premiums automatically deducted from their paycheck each pay period. This plan also allows for the option of purchasing the first $50,000 of life insurance on a taxed or pre-tax basis. However, if the pre-tax option is selected, tax implications may apply at the time a benefit is paid out. If employees prefer not to deduct insurance payments on a pre-tax basis, the sign-up form must so indicate; otherwise, it will automatically be processed on a pre-tax basis. |
| Long-Term Disability | Employees participating in the College's 403(b) plan are automatically covered by the long-term disability plan of Standard Insurance Company subject to all terms and conditions of that plan; and employees participating in the Employees' Retirement System of RI (ERSRI) are automatically covered by the long-term disability plan of ERSRI subject to all terms and conditions of that plan. |
| Short-Term Disability | AFLAC AFLAC is an IRS approved pre-tax program. This program is designed to allow certain benefit premiums to be pre-taxed from your biweekly paycheck. If you use the pre-tax feature, you can only enroll or cancel coverage during the annual open enrollment. ALFAC offers:
Employees represented by the NEA union may elect to purchase (through payroll deductions) short term disability, accident, cancer and critical illness insurance from Colonial Life. |
Education Benefits
| Type | Description |
|---|---|
| Tuition Waivers | General fees of institutions under the jurisdiction of the Council on Postsecondary Education (i.e. CCRI, RIC, and URI) may be waived for all full-time employees. The level of eligibility for full-time employees shall be unlimited. The waiver also applies to the employee's spouse or domestic partner (as defined by RIGL §36-12-1) and legal dependents (as defined in Internal Revenue Code §§117(d), 132(h), and 152(f)(1)) who are pursuing courses in a regular study program for credit at the baccalaureate level only at any of the three institutions in accordance with each specific contract. The waiver of fees will be limited strictly to tuition. All other fees, books, supplies, travel and other expenses must be paid by the individual. |
| Educational Incentive Program | An educational incentive program is available through the State’s Office of Training and Development for Classified employees only. The Incentive In-Service Training Program is designed to provide a pay increment for Classified employees who take and pass approved, job-related courses. |
Other Benefits
| Type | Description |
|---|---|
| Athletics Facilities | All faculty and staff at CCRI are welcome to use the College's athletic facilities at the Knight Campus and Lincoln Campus free of charge during specified hours. These campuses possess a field house with an indoor track, basketball courts, indoor tennis courts, a modern dance room, and cardiovascular fitness centers. The field house at the Lincoln Campus also contains a six-lane swimming pool and saunas. These facilities are accessible free of charge with the employee's ID card. |
| College Savings Payroll Deduction Plan (CollegeBound Saver) |
CollegeBound Saver, Rhode Island’s 529 savings plan, gives your family a convenient
and affordable way to save for college, with special features like:
|
| Dependent Care Spending Accounts | A Dependent Care Spending Account (DSCA) allows you to set aside a portion of earnings on a pre-tax basis to pay for qualified dependent care expenses (daycare, preschool, before and after school care, and in some cases elder care) incurred during the plan year (a calendar year). The IRS sets pre-tax contribution limits for DCSAs and enforces rules related to plan administration, enrollment, and status changes. The State's DCSA program is administered by ASIFlex. |
| Employee Assistance Program | CCRI cares about the health and well being of its employees and recognizes that a variety of personal problems can disrupt their personal and work lives. Effective June 1, 2021, administration of the State’s EAP transitioned from Optum to Blue Cross & Blue Shield of Rhode Island (BCBSRI). The BCBSRI EAP is administered in conjunction with Beacon Health Options (Beacon), using their “Beacon Wellbeing” platform. |
| Flexible Spending Account | Employees may elect to make pre-tax contributions through payroll deduction to cover defined eligible medical and/or dependent care expenses. As they incur eligible medical expense claims during the year, the program reimburses them up to the annual amount they choose to withhold. The State allows you to put aside up to $2,750 per calendar year on a pre-tax basis. In a separate Dependent Care Account, money may be deducted through payroll deduction for dependent or elder care up to $5,000 per calendar year (or $2,500 if you're married and filing taxes separately). Employees pay no taxes on the money they get back from the FSA, which can be a significant saving. |
| Holidays | The following constitutes CCRI's official holidays. Employees should refer to the appropriate collective bargaining agreement for further explanation regarding eligibility, etc. |
| Library Privileges | The libraries contain more than 100,000 books, 2,000 videos and subscriptions to more than 600 periodicals. Computers provide access to the online library catalog, periodical indexes and full-text databases, and the Internet. Libraries on the Warwick, Lincoln, and Providence campuses have electronic classrooms with networked computers to be used in library instruction. Librarians provide individual reference assistance, as well as instruction to classes. They also schedule instruction sessions in library skills and the use of research materials at the request of instructors. |
| Parking | Parking is free and each campus has a designated staff/faculty lot. If you need to replace or request a new decal, please contact Campus Police. |
| Rewards for Wellness Incentive Program | The State of Rhode Island offers a variety of programs, resources, and tools to help you lead a healthy and full life. Visit the site to explore the options. |
| US Savings Bonds Payroll Savings Plan | Employees have the opportunity to invest in savings bonds and other Treasury securities through TreasuryDirect.TreasuryDirect is a web-based system which allows employees to purchase, manage and redeem electronic (paperless) savings bonds, as well as purchase Treasury marketable securities (bills, notes, bonds and TIPS). Employees who would like to sign up for the TreasuryDirect Program need to open a TreasuryDirect account. |
| Workers' Compensation Insurance | In accordance with state law, the State of Rhode Island provides a comprehensive workers' compensation insurance program. This program covers any injury or illness sustained in the course of employment that requires medical, surgical, or hospital treatment. Subject to applicable legal requirements, workers' compensation insurance provides benefits after a short waiting period. |
IE & HR Links
Contact Information
Main Office
- Knight Campus
- 400 East Avenue, Warwick, R.I. 02886-1807
- Phone: 401-825-2311 Fax: 401-825-2345
- [email protected]
- Room 3118
Hours
Payroll Office Inquiries
- Phone: 401-825-2180
- Website
- [email protected]
- Knight Campus