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Long-Term Disability

Long-term disability benefits are provided to help eligible employees cope with an illness or injury that results in a long-term absence from employment. Long-term disability benefits are designed to ensure a continuing income for employees who are disabled and unable to work.

Employees participating in VALIC, MetLife or TIAA are automatically covered by the long-term disability plan of Standard Insurance Company subject to all terms and conditions of that plan; and employees participating in the Employees' Retirement System of RI (ERSRI) are automatically covered by the long-term disability plan of ERSRI subject to all terms and conditions of that plan. Details of the long-term disability benefits plan including benefit amounts, limitations, and restrictions are described in the summary plan description.