The State of Rhode Island offers eligible active employees three options for dental coverage—Anchor Dental, Anchor Dental Plus and Anchor Dental Platinum. All plans are administered by Delta Dental of Rhode Island. Coverage for participating employees is effective on the first day of state employment.
For more information, you may review the Delta Dental F.A.Q. to learn more about your dental coverage options.
A co-share is the amount you must pay each pay period for health insurance. Co-shares vary by individual vs. family coverage, as well as by annual salary and full-time/part-time status.
• For 26 pay-period classified and unclassified union and non-union employees - 26 Pay Periods
• For 20 pay-period classified and unclassified union and non-union employees - 20 Pay Periods
• For Non-classified Faculty and Staff - Delta Dental NC Fac & Staff
Applicable co-share's will be deducted from the employees biweekly pay on a pre-tax basis.
Changes to dental insurance may be made during open enrollment, and take effect the first pay period in January, unless a Qualifying Status Change is experienced.
Any change in employment classification that would result in the loss of eligibility to participate in the dental insurance plan may qualify an employee for benefits continuation under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Employees should refer to the COBRA (Continuation of Health Insurance Coverage) policy for more information.
Waiving Dental Insurance: Should an employee already have insurance coverage through other means, he/she may elect to waive dental insurance coverage. An employee may reverse this waiver should a change in family status result in a loss of dental insurance through other means.